Showing posts with label Planning. Show all posts
Showing posts with label Planning. Show all posts

Wednesday, 1 July 2020

Keeping Busy When Stuck At Home

So many of us are spending more time at home than we ever have.   While some are extra busy juggling home schooling,  working from home and running a house,  others might have too much time on their hands.

I've personally had more time at home due to the loss of some of my cleaning jobs and Darren had no work for eight weeks.  Each day at breakfast we made a plan of what we were going to do that day.  We knew we had to make the most of this unusual situation and use our time wisely.

Here are some ideas to keep you busy,  organised and motivated -

*  Clean out your pantry and make an inventory.  Are there items that need using up ?  Do you have too much or too little of an item ?  Once you've done an inventory,  write out a shopping list for the next few weeks or months.  Being prepared and shopping ahead of time gives you peace of mind knowing you can feed your family no matter what.

*  Take up a craft or hobby  YouTube is a wonderful and easy way to learn something new.  Do you have a craft or hobby already on the go that you could finish ?  If you have free time on your hands,  now could be the time to complete something.

*  Declutter a cupboard or wardrobe.  How many times have you wished you were more organised or had more space ?  Op shops are starting to open up again and would love your unwanted items.

*  Write out your Christmas present list. No matter what's happening in the world,  Christmas is still on the 25th of December and presents will need to be bought or made.

*  Search for new recipes and expand your repertoire in the kitchen.  Megan has cooked a few new dishes for us.  Tuna mornay,  curry beef casserole and chicken pie are now regulars on our menu plan.  I've just made shortbread biscuits for the first time.

*  Start a veggie garden or expand on what you already grow. Veggies can be grown in pots,  polystyrene foam boxes,  old shoes,  icecream containers,  old guttering,  timber pallets or in your garden beds.

*  Watch a tv series you haven't seen in a long time.  With free to air channels expanding their catalogue,  you are sure to find something you like.  I've been watching A Country Practice,  Homestead Rescue,  Hoarders,  Packed To The Rafters ( I've just finished )  and Tiny Homes.

*  Get your filing in order.  Record all your bills onto a spreadsheet to keep track of how much it costs to run a home.   Make copies of important receipts before they fade.  Gather your receipts for tax time.

*  Start your Spring cleaning a little early.  How often do you wish there was more time to get your home really clean before the hot weather arrives ?

*  Clean out and organise your garage, carport or shed.   Are you storing too much stuff that isn't used.

*  List and sell your unwanted items on Buy , Swap,  Sell ,  Marketplace,  Gumtree or Ebay type of sites.

Out in the garden

Being organised

How have you been using the extra time at home ?


Wednesday, 20 March 2019

Getting Your Year Into Gear - Emergency Budget

Life can throw unexpected challenges our way.  Being prepared as much as possible is the key to surviving those challenges.

Darren and I have lived with varying work hours our entire married life ( 23 + years ).  We've always had a baseline budget to work with and any extra hours has always been a bonus.

At the start of the year when I was doing all the budgets,  I thought it would be a good idea to write out an emergency budget just in case we are faced with the unexpected like job loss or illness.  When the unexpected  happened in the past,  we've  scrambled as soon a possible to cut our expenses.  Having the emergency budget written out has given us peace of mind.  We feel prepared for anything now.

The emergency budget is a bare bones budget that only includes the day to day expenses like food,  petrol,  chemist, and  haircuts etc etc.

A starting point was to look at our usual budget that includes the above items as well as direct debits for our new car,  Cook Island holiday and  local holidays   As I went through each item / category,  I either cut it out of the budget or cut the alloted amount down to the bare minimum we could survive on.

Of course our holiday and car direct debits could be cut it we need to.  There will always be another chance to go on a holiday.  My new car is not needed for a few years so we'll have the time to save.

The emergency budget included a heavily slashed present / gift budget.  If times were tough,  I'd bake biscuits for presents,  make items from my material stash or make boxed sets of greeting cards from my paper stash.  I've always had an overflowing gift cupboard that could supply presents for a year.  Of course there is my jars of jam and bars of soap I could give.  This is an area I feel in control of.

Our wardrobes have plenty of clean, well looked after clothes and shoes with new socks and  under things bought on sale and stored away.  We could easily go a year without needing new clothes.  If the emergency budget had to be put into action,  clothing would not be included.

Our food budget at the moment is about $120 a month for the three of us.  It sounds impossible,  but if we needed to we could cut it down to $100 a month and grow more food and eat really basic meals and snacks.

Thankfully we are pretty healthy and rarely need to buy anything from the chemist.  Sometimes we have too much money put away for chemist expenses.  So if needed this area could be cut down.

We'd cut pocket money right down to the bare bones.  In other words,  just enough to buy one morning tea per month.

Once I'd written out the emergency budget I'd slashed over $1100 for our monthly budget with a possible extra $200 slashed if it meant the difference between sinking or swimming.

Do you have an emergency budget you can fall back on in hard times ?

Will you consider writing out an emergency budget in the near future ?



Wednesday, 7 November 2018

Planning Ahead For The Christmas Season

Christmas should be a time of fun,  laughter,  togetherness,  relaxation ( to a point ),  good food and  celebrating of the birth of Jesus.  Unfortunately it's easy to feel overwhelmed with all the presents to purchase,  food to prepare and parties to attend in the lead up.

Making November your planning and doing month will give you peace of mind and a chance to put your feet up while others are running around in December.

Here's a list of  tasks to complete in November while you have the free time.

*  If you haven't already done so,  write out your Christmas list and budget for each person.

*  Check your present cupboard to see if you have any presents put aside.  Allocate the presents to your list.

*  If you are planning on a hand made Christmas,  make a list of gifts to make and start making.  Bath bombs,  shortbreads,  tote bags,  aprons ( bbq and kitchen ),  hanging hand towels,  knitted dish cloths and soaps are all fairly easy to make.  If you are going to make soap,  use the hot process so the soaps set in a couple of days, ready to wrap and give.

*  Check your wrapping box.  Do you need sticky tape,  tags,  paper,  card or ribbon ?

*  Write a few Christmas cards each day.  Send overseas cards by the end of November.

*  Make and freeze biscuit / cookie dough ready to bake last minute presents.  The dough is great to have on standby for ' take a plate ' functions.

*  Build up your stockpile of freezer meals or single portions in readiness for those crazy December days.

*  Plan your Christmas Day / Eve meals.  Start buying ingredients when you see them on sale ( especially lollies and chocolates ).

Menu plan to the best of your ability for December allowing for functions on the calendar.  This will help to put your mind at ease.  Remember,  a menu plan is not set in stone.  Swap meals around when things pop up.

*  Fill in your calendar when invitations arrive.  The rule in our house is - " If it's not on the calendar,  it's not happening ".

*  Pull out the Christmas tree and decorations.  Inspect for damage and plan to buy or replace before mid December.  In recent years,  retailers get rid of their Christmas stock well before the big day,.  If you are looking for decos on Christmas Eve,  you might be disappointed.

*  Most importantly,  start present shopping.  The quicker you get it done,  the more time you'll have to relax.

Get supplies ready


Check your decorations

Wrap as you buy

Stockpile meals

Do you use November to plan for Christmas ?

How do you keep the calm in your home ?


Wednesday, 22 November 2017

Planning For Christmas

At the Gower Abundant Cottage,  we love Christmas.  We love the tree,  the decorations,  the present wrapping and giving,  the food,  the carol singing but most of all,  taking time to remember and celebrate the birth of Jesus.

None of these things happen by chance.  I'm not a last minute,  wrap the presents and plan the menu on Christmas Eve type of person.  Christmas Eve is when I sit back,  relax,  watch the Carols by Candlelight or maybe even walk to the Carols celebration nearby.  Infact,  most of December I sit back  relax and watch people go crazy trying to get everything organised.

As you know,  I'm a list writer and planner.  I shop all year round to make the most of the sales and to help keep my gift giving budget under control.

If you haven't started any Christmas planning,  now is the time to get moving.  Here's how to plan your Christmas celebrations

Presents -

*  Make a list of everyone you are buying for.
*  Set a dollar amount per person.
*  Review your list and cut back
*  Write down gift ideas for each person
*  Put the list in your purse / wallet
*  Start shopping now and look for ways to save a few dollars.
*  Make any presents you can
*  Make biscuit / cookie dough now and freeze into log sizes for future baking to give as presents.
*  Sew,  knit,  crochet or make presents when you get a few spare moments.
*  Check your wrapping paper,  gift tag and sticky tape supplies and buy what's needed
*  Wrap as you buy and put straight under the tree ( or hide them if needed )
*  Keep all receipts in a marked envelope in case of future returns.

Christmas Cards -

*  Write a list of people you'd like to give a card to.
*  Write a list of cards to be sent
*  Make or buy your cards
*  Buy the postage stamps to send the cards.
*  Write a few each night as you are watching tv.
*  Send any overseas cards by early December.

Christmas Menu -

*  Write a list of how many people might be coming.
*  Write out a menu for lunch and dinner that caters for the numbers coming.
*  Cut back a little on the food.  There's always too many leftovers
*  Ask family and friends to help out with the catering by bringing a plate.
*  Write a list for Christmas Eve treats and Boxing Day grazing
*  Start buying the meat ahead of time to freeze
*  Watch the supermarket catalogues for sale items especially snacks
*  Clean out your fridge

Christmas Decorating -

*  Dig out the Christmas tree and check for damage / wear.  Buy a new one NOW if needed.
*  Check your decorations.  Do you need to update or buy new ones ?
*  Decide on a color scheme.
*  Decide how you'll decorate your tables.  Have a look at what you already have on hand and use that first.
*  Wash the table cloths ready for use.  Do your table runners need a wash ?
*  Buy candles,  serviettes, cutlery,  paper plates and bon bons.
*  Check your extra tables / trestle tables for damage.  Do you need to buy a new one.  Give them a wipe over.
*  Declutter your home.

Color schemes for the tree

Table decorations using what I already had

Leftover decorations make great table displays

Decorating the house

Christmas Eve platter

Making my own gift tags.

Here are the links to other Christmas articles I've written


http://myabundantlife07.blogspot.com.au/2015/12/planning-christmas-menu-on-budget.html?showComment=1449714817844

http://myabundantlife07.blogspot.com.au/2016/11/christmas-presents-on-budget.html

http://myabundantlife07.blogspot.com.au/2014/12/christmas-table-decoration.html

http://myabundantlife07.blogspot.com.au/2015/11/christmas-stockings-for-whole-family.html

http://myabundantlife07.blogspot.com.au/2017/11/a-handmade-christmas.html


Are your Christmas plans under control ?

Thursday, 16 November 2017

A Handmade Christmas

If your Christmas present budget is looking a little on the slim side,  no need to stress.  There are so many presents you can make for just a few dollars that look amazing and will be so well received.  I just love a handmade gift knowing the giver has spent time and effort to make something special.

Here are some ideas using what you might already have on hand.  Click on the purple writing to take you to the instructions / recipe on my blog.

Glass jars / bottles 

*  Fill with hot chocolate drink mix.
*  Make some jam
*  Make relish
*  Fill with homemade biscuits
*  Fill with chocolate truffles
*  Fill with handmade bath bombs
*  Make your own bath salts
*  Sewing kit with pin cushion on top
*  Biscuit mix
*  Iced coffee / chocolate syrup
Cordial   

Material

*  Bbq apron for men
*  Kitchen apron for females ( or vice versa )
*  Child's handbag
*  Coin purse
*  Diary cover
*  A patchwork throw
*  A cushion
*  Coasters
*  Heat pack
*  Bow tie
*  Head band
*  Glasses case
*  Pot holder
*  Dress up skirt or veil
*  Nappy bag
*  Toy bag
*  Door stop
*  Door snake
*  Hankies

Timber off cuts

*  Make a timber planter
*  Make a spice rack
*  Chopping board
*  Tic Tac Toe game
*  Timber block calendar
*  Soap dish
*  Coasters
*  Bird feeder
*  Children's building blocks
*  House plaque

Plastic containers

*  First aid kit
Fruit crumble topping mix
*  White sauce bulk mix
*  Fill with biscuits 

Paper / Cardboard

Gift tags
Greeting cards
*  Bookmarks
*  Cover a diary or notebook
*  Lolly bags
*  Gift boxes

Other

*  Air freshener
*  Handmade soaps.


Handmade gifts can look really elegant if some time and effort is put into the wrapping and presentation.  Dig into your ribbon bag and start using up those scraps.  Maybe you could make over a department store bag and decorate it with a strip of wrapping paper.  Add a handmade gift tag and write " made with love "  Include some instructions for the present if needed.

Cellophane bags can be used to wrap your present.  They can be bought from discount shops for about $2 for 50.  They come in a range of sizes.  These are wonderful for biscuits,  pita chips and greeting cards.  Add a ribbon bow 

Here is another article I wrote a few years ago about creating your own mini economy.  It's a great way to keep some of your money in your home.


Handmade soaps.
Peanut butter choc chip biscuits



Lemon butter

Air freshener

ANZAC biscuits

Bath bombs

Tote bag

Assorted jams and relish



What will you be making this Christmas ?

Monday, 12 December 2016

Planning Your Boxing Day Shopping

I'm a planner,  thinker and list writer.  Most of all,  I LOVE to get a bargain. Getting the most out of your budget requires a little forward thinking to get the best deals.

I've been Boxing Day shopping for at least 18 years when Jessica was a toddler in a trolley while I scoured the half empty shelves in department stores on Boxing day.

I'm getting better at grabbing the best deals without mindlessly buying rubbish or going over budget. So before you get ridiculously busy with present wrapping,  parties and food prep for the big day, take a few moments to plan how you'll tackle the Boxing Day sales ( or stay at home ).

Here are a few handy hints I use to get lots of bargains -

*  Write a list of everyone you'd like to give a present to next year ( and further into the future ).  Don't forget to include anniversaries,  Valentine's Day ( if you celebrate ),  Mother's / Father's Day and Easter.

*  Write a $$$ amount beside each name making sure you can afford to buy for all the people on your list.

*  Are there any gifts you can make ?  If so,  do you need supplies to make these gifts.  Make sure you add the supplies to your Boxing Day list.

*  Start looking in the shops now as you do this year's Christmas shopping.  Are there items that you just know won't sell out before Christmas because the stores are over stocked ?  These items will be on sale on Boxing Day so make sure you add them to your shopping list with the store name and original price.

*  Christmas decorations are at rock bottom prices leading up to Christmas and on Boxing Day.  Do you need to replace old decos ?  Are you needing to build up your stocks ?  Are you wanting to try a new color next year ?  If so,  write the color on your list.  I've rarely paid full price for decorations. Most I've made or have been bought on clearance.

*  Serviettes, paper plates,  bon bons,  tea towels and hand towels should be planned for in advance to avoid paying ridiculous prices for something red and green.

*  Christmas material will go on sale with up to 75% off after Christmas.  Do you need new Christmas stockings,  table cloths,  table runners,  aprons,  place mats or bunting ?

*  Perfume will be cheaper after Christmas and the best deals can be found at chemists.  Who needs perfume and aftershave on next year's present list ?  Do you need to buy for general use as well ?

*  The discount,  cheap, $2 shops are great for Christmas craft ribbons,  decos and anything Christmas.  While most people are hunting out bargains in the big department stores,  you could be buying the best bargains ever.  Have a look now at what the cheap shops are stocking.

*  Keep an eye out for Boxing Day trading hours.  This can be a very important piece of information.  Plan which store you'll visit first depending on who is open first.

*  Gift tags,  wrapping paper and Christmas cards should only be bought on Boxing Day and the days after.  Are your stocks getting low ?

*  How many Christmas hams can you fit in your freezer after Christmas ?

As you get closer to Christmas,  your list should be forming quite nicely.  Just remember,  only buy what you can afford and what you can use in a reasonable time.  Don't forget to wear comfy shoes and take a water bottle and something to eat.

HAPPY SHOPPING  !!!








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Monday, 10 October 2016

Surviving A Kitchen Renovation. Part 1

Planning ahead of time is the key to surviving and staying sane.   The kitchen is the heart of a home so when it gets ripped out,  chaos can arrive.  Here are some ideas and hints that we used to survive our kitchen renovations.


*  Setting up a temporary kitchen.  This can be quite a big task.  For starters,  you'll need to empty your kitchen completely.  I started by packing everything I haven't used in a while.  All these items were boxed up,  labelled and stored under the dining table out of the way.

Then I worked out a menu for the next two weeks.  After that I got out every utensil,  pot and appliance I needed to make those meals.  All these things were stacked neatly on top of the dining table.  I tried to keep things in groups for each meal.  Anything that would be used regularly was put to the front of the dining table.

Here are the items we used often -

Kettle,  toaster,  microwave,  microwave veggie steamer, chopping boards,  sharp knives,  cutlery, tongs,  peeler,  electric fry pan,  medium fry pan,  medium saucepan,  portable electric hot plate,  dinner set ( 4 of each item only ),  serving spoons,  cling wrap,  foil,  plastic bags,  plastic storage containers,  serviettes, glasses and paper towel.  I left out the slow cooker but didn't use it.

*  Planning a menu.  For a couple of months leading up to our kitchen renovations,  I froze every single leftover from our main meal.  No one got a chance to have second helpings.  By the time our kitchen had been ripped out,  I had enough single serves for four nights ( 16 serves ).

When I wrote out our menu,  I spaced out the freezer meals so that we wouldn't be using them up straight away.  I also tried to use those meals on days when we couldn't get into the kitchen area to do anything.  In between those meals I tried to fit in easy cook meals like spag bol,  bbq and salad,   honey mustard chicken,  sliced meat baked potatoes and salad, 

*  Eating healthy.  This was really important for me to be able to still provide good meals for my family.  Darren joked that we could have takeaway for two weeks straight.  Infact,  we had quite a few people tell us this was the way to go.  For starters we can't afford takeaway that often.  Secondly,  I don't like many takeaway options.  Thirdly,  I'd feel sick after a few days.  We always have lots of fresh and frozen veggies on hand.  Some nights the meals looked a little different to the usual but we always had a few veggies on the plate.

*  Going to bed at a decent time.  Some nights this was hard to do but I tried to be in bed by 11 or 11.30pm.  We soon learnt that tradies work to a different clock.  They like a really early start.  One tradie tried to come to our place at 7am only to be told by the kitchen company that was unacceptable..  This is why getting enough sleep is important. You need to be showered,  fed and presentable before the tradies show up.


The finished product was worth it.
Our temporary kitchen
The items we needed
Trying to keep everything in order.

 Stayed tuned for Part 2 coming soon.