2019 saw us living close to the poverty line at times. While we don't feel poor, we've had to be very careful about our spending. We did have a few small holidays which we booked before our incomes dropped.
Looking forward for the new year, we try to be wise or wiser with what we have. Ways we can improve are -
* Looking at ways to increase our incomes. We have already made a start on this and praying about new opportunities.. .
* Reopening my blog shop with handmade crafts. I made quite a few sales in 2018 with greeting cards, decorated hand towels and Christmas decorations being my biggest sellers. Please consider supporting my shop and sharing it with your friends and family.
* Growing more vegetables Supermarket prices are almost out of reach for us and prices are set to increase even more with droughts and fires affecting supply. We will endeavour to grow silverbeet all year round as our green vegetable. This is quite a productive vegetable and saves us lots of money. Seeds of broccoli and cauliflower will be sown earlier than we usually do so we can pick more to freeze. I don't like buying leafy lettuce so I'll be growing more.
* Pruning and feeding our fruit trees to help them produce more.
* I'm seriously considering a ' Buy Nothing New ' year. I have plenty of clothes and if I really need something then the op shop is my first port of call. Our home is nicely furnished and unless something breaks, we don't need anything. Craft supplies must run out or wear out before I replace them. I'll keep you informed of my progress.
* Taking time to enjoy a cuppa and biscuit on our deck / pergola instead of going out to eat.
* Eliminating food waste. Since it's just been Darren and I at home ( since Dec ), we've been pretty good at this. There's always room for improvement and having less in the fridge does help. I still cook for 3 - 6 people at least a few nights a week. The leftovers are carefully portioned out and frozen.
* Sourcing better meat prices. We've been living off our freezer stockpile but now that's getting low. Meat prices have skyrocketed so being on the ball for sales will be really helpful to our budget.
* Last but not least - refining our family budget. I do this at the start of every year by reassessing all expenses and trying to cut out waste. So far I've cut out gift budget to the bare bones. I've changed to a cheaper plan for my mobile and Darren is hoping to do the same shortly. Utilities are proving to be a challenge but we are being mindful of all usage. The milder weather so far is helping.
|Making the dollars stretch until they scream.|