We are all very aware than increasing inflation around the world is making it hard for people to pay for for their basic living needs. Salary increases ( if you get one ) are not keeping up with the rate of inflation and many people are forced to choose between eating or heating.
These 10 inflation beating tips could help you to pay the next bill or lesson the impact of rising prices on your family's budget.
* Ring around or do an internet search for a better deal on all your insurances. We've found that it doesn't pay to be loyal to the same company year in, year out. Increase your excess to reduce the premium but please make sure you have that excess amount set aside in an emergency account in case you need it.
* Visit your local op shop for clothes, homewares, bedding, toys and gifts. Find out if your local op shop has a concession / seniors / student discount day, sale day or offers discount vouchers when you donate. Over the last 5+ years I've helped both my girls fit out their kitchens with casserole dishes, coffee mugs, baking items, cutlery, tea pots, pasta bowls, utensils and containers at bargain prices. Most items were new or near new and a classic look so they won't date.
* Grow a veggie garden. With floods, wars, illness and petrol prices increasing food prices and reducing availability, it has never been more important to grow your own. Everyone can grow something and if space is an issue, even a few herbs or lettuce in a pot on a ledge, windowsill or balcony will save you money.
* Use up what you already have. We all have wardrobes full of clothes, bathroom cupboards with half used makeup / toiletries and a pantry with forgotten about food fads. Resist the urge to buy more until you use these things up.
* Mend your clothes. Sewing on a button or mending a split seam is quite simple and doesn't require any great skill. You could save big dollars by threading a needle and making a few stitches.
* Repair your furniture if it needs it. A screw or nail added in the right place could mean the difference between keeping or replacing. Does your piece of furniture look out of date ? Then maybe a coat of paint could be the answer. Have a look on Marketplace or local Zero Waste Freebie Facebook pages if you really need something.
* Ditch the takeaways / meal subscriptions / home deliveries. They are luxuries that should be eliminated from your budget especially if you are struggling to make ends meet. If you have trouble getting food on the table at night then dig out your slow cooker in the morning and throw some frozen veggies, cut up meat ( or not ), seasonings and a liquid. Simple. We all have the same 24 hours in a day and taking 10 minutes in the morning to put the slow cooker on is all you need.
* Swap excess items for something you do need. Maybe you are having a bumper crop in your veggie garden. Swap this for other foods, household items, more plants or a service like a simple home repair. Ask around your friends and family or put an ad on Facebook Buy, Swap, Sell. I did this when I needed glass coffee jars for my pantry. I swapped them for handmade greeting cards and had many offers. I even had a return ' customer '.
* Don't look at what other people have. Fads come and go and in the end, op shops will be flooded with unwanted items. I see bread machines, waffle makers, chocolate fountains and Tupperware in abundance at my local op shops on a VERY regular basis. Be happy with what you have and more importantly, use that saved money to pay a bill or put extra food in your pantry.
* Keep a healthy food, cleaning and toiletry stockpile at all times. For example, buying 4 bottles of dishwashing liquid at 99 cents a bottle is far better than paying $1, $1.10, $1.20 and $1.30 each time you run out. Use this trick for every item you buy to save a substantial amount of money. Also, when certain items are out of stock on the supermarket shelves, use your stockpile until the item is available again. Then replenish what you used.
|Op shopping is awesome|
|Coffee jars received from a swap.|
|Coffee jars turned into kitchen cannisters|
|Marketplace find for $40|
|Op shop buys for my girl's kitchens.|